Banking & OTP While Traveling: 5 Reliable Ways That Work

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Banking & OTP While Traveling: 5 Relia...

Banking & OTP While Traveling: 5 Reliable Ways That Work

31 Oct 2025

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Banking & OTP While Traveling: 5 Reliable Ways That Work

Stuck outside your home country and can’t get your bank’s one-time passcodes? You’re not alone. Many banks still send OTPs via SMS to your domestic number. If you swap your SIM for a local one or switch off roaming, those texts often stop. The good news: there are reliable, low-cost ways to keep banking secure and stress-free. This playbook explains five proven approaches—keeping your home SIM alive for SMS, using Wi‑Fi Calling (VoWiFi), moving to app-based tokens, using roaming the smart way, and when (and when not) to use virtual numbers. You’ll also get quick-set-up steps, pre-trip checklists, do’s and don’ts, and troubleshooting tips. Whether you’re in Paris, New York or Seville, you can receive OTP abroad without bill shock or lockouts. And with a travel eSIM for data, you don’t need to touch your home line at all.

Browse country and regional plans in Destinations. Popular picks: Esim United States, Esim France, Esim Italy, Esim Spain and bundles like Esim Western Europe or Esim North America.

Why OTPs break when you travel

  • Banks often send OTP via domestic SMS. If your home SIM isn’t registered on a network (or roaming is off), SMS won’t arrive.
  • Replacing your home SIM with a local SIM disables your number entirely.
  • Even with data on a travel eSIM, SMS to your home number still need the home line to be active (via a roaming connection or Wi‑Fi Calling).
  • Some banks support in‑app approvals or authenticator codes that work over data—no SMS needed.

Understanding these basics guides the setup that suits your devices, carrier and bank.

The 5 reliable ways to receive OTP abroad

1) Keep your home SIM active for SMS, use a travel eSIM for data

This is the simplest, most reliable approach for most travellers. Put your home SIM in your phone (physical SIM or eSIM), then add a local or regional travel eSIM for data. You keep your number live for incoming SMS, but you buy cheap local data on the travel eSIM.

How to set it up (iPhone with Dual SIM): 1. Install your Simology travel eSIM (see Destinations for plans like Esim Western Europe or Esim North America).
2. In Settings > Mobile Data:
- Set “Mobile Data” to the travel eSIM.
- Turn off “Data Roaming” on the home line.
- Leave the home line “On” for calls/SMS.
3. Optional: enable “Allow Mobile Data Switching” only if you want automatic failover (most people can leave this off).
4. Keep iMessage/WhatsApp/MFA apps working on data via the travel eSIM.

How to set it up (Android Dual SIM: 1. Install the travel eSIM.
2. In Network & Internet > SIMs:
- Set “Preferred SIM for mobile data” to the travel eSIM.
- Turn off “Roaming” for mobile data on the home line.
- Keep the home line enabled for calls/SMS.
3. Disable background data on the home line if your OS offers it.

Pro tips: - Incoming SMS are tiny and usually free, but confirm with your carrier. Some bill per SMS when roaming.
- If you only need OTP occasionally, you can even set the home line to “No service” and rely on Wi‑Fi Calling (see next section).
- Keep the home SIM pinned as your “default for SMS” so bank replies go to the right number.

2) Use Wi‑Fi Calling (VoWiFi) to receive SMS anywhere with Wi‑Fi

With Wi‑Fi Calling enabled on your home line, your phone registers to your home network over any Wi‑Fi connection worldwide. Many carriers route SMS over Wi‑Fi too—so you can receive OTP abroad even with cellular off.

Enable Wi‑Fi Calling (iPhone): 1. Settings > Mobile Data > your Home Line > Wi‑Fi Calling > On.
2. Keep the home line enabled.
3. Connect to any Wi‑Fi network.
4. Test by asking your bank to send an OTP while on Wi‑Fi and with Airplane Mode ON plus Wi‑Fi ON (so you know it’s truly over Wi‑Fi).

Enable Wi‑Fi Calling (Android): 1. Settings > Network & Internet > Mobile Network > your Home Line > Wi‑Fi Calling > On.
2. Connect to Wi‑Fi and test with an OTP.

Caveats: - Not all carriers support SMS over Wi‑Fi; some only support voice. Test before you travel.
- Some banks’ OTP messages are classed as “short codes”; a few carriers don’t deliver short codes over Wi‑Fi. Again, test.

3) Switch to app-based authentication (bank app approvals and authenticators)

The best long-term fix is to eliminate SMS reliance entirely. Most modern banks now support: - In‑app approvals: open your bank app and tap Approve.
- App-generated codes: a 6‑digit code that refreshes every 30 seconds, working offline once set up.
- Hardware tokens or card readers (if your bank issues one).

Steps to set up before you go: 1. Update your bank app and enable biometric login.
2. In Security/2FA settings, change the OTP method from SMS to in‑app approval or app codes.
3. Add a second factor as backup (e.g., an authenticator app).
4. Test on mobile data only (toggle Airplane Mode and enable Wi‑Fi to simulate different conditions).

Benefits: - Works over any internet connection, including your travel eSIM.
- No dependency on your phone number or roaming.
- More secure than SMS.

If you need data while travelling, pair this with a regional eSIM like Esim United States, Esim France, Esim Italy or Esim Spain.

4) Use roaming smartly for short bursts (SMS-only, no bill shock)

If your carrier doesn’t support SMS over Wi‑Fi and you can’t switch away from SMS OTP, a small roaming add‑on can be the cleanest path.

How to do it safely: 1. Buy the cheapest daily or weekly roaming pack that includes SMS.
2. On your phone, keep “Mobile Data” set to the travel eSIM.
3. Turn OFF data roaming on the home line; leave calls/SMS ON.
4. When you need an OTP, let the home line connect for a minute, receive the SMS, then toggle it off if you wish.

This keeps roaming charges predictable while your data stays on the low-cost travel eSIM.

5) Virtual numbers: only when your bank allows them (proceed with caution)

Some services let you rent a “virtual” SMS number. This can work for apps and websites, but many banks block VoIP or non-geographic numbers for security. If you intend to use a virtual number for banking OTP:

  • Confirm with your bank that they accept the provider’s numbers for 2FA.
  • Avoid temporary/disposable numbers—banks often reject them.
  • Test thoroughly at home: change your OTP number to the virtual line, trigger logins, payees and high-risk actions to ensure you receive every type of message.
  • Keep your original number as a backup factor until you are 100% confident.

For most travellers, options 1–4 are safer and more reliable.

Pre-trip checklist (15 minutes)

  • Confirm your bank’s OTP methods and enable app approvals or app codes.
  • Ensure your bank app works on data and over Wi‑Fi only.
  • Order and install a travel eSIM from Destinations (choose regional bundles like Esim Western Europe if you’ll cross borders).
  • Enable Wi‑Fi Calling on your home line and test receiving SMS over Wi‑Fi.
  • Update contact details with your bank (email, backup number) and verify.
  • Pack any hardware token or card reader if your bank uses one.

Do’s and don’ts

Do: - Keep your home SIM active for SMS while using a travel eSIM for data.
- Test all methods before departure.
- Use in‑app approvals or app codes where available—more secure and travel-friendly.
- Label your SIMs clearly in settings (e.g., “Home” and “Travel Data”).

Don’t: - Swap out your home SIM without a plan for OTP.
- Rely on public Wi‑Fi without Wi‑Fi Calling enabled if your bank requires SMS.
- Assume virtual numbers will work with banks.
- Leave data roaming ON for the home line—this is how bill shock happens.

Troubleshooting: if OTPs still won’t arrive

  • Check network registration: does your home line show a carrier name? If not, toggle Airplane Mode or reboot.
  • Verify Wi‑Fi Calling: look for “Wi‑Fi”/carrier name in the status bar; if absent, re-enable and reconnect to Wi‑Fi.
  • Try a different roaming partner: in Network Selection, choose a different carrier.
  • Clear SMS centre issues: send yourself a regular SMS to confirm the channel is working.
  • Use the bank app: switch to in‑app approval or app code if SMS is delayed.
  • Last resort: contact your bank support via in‑app chat; ask them to push an in‑app verification or temporarily switch your factor.

HowTo: Keep your home SIM alive for OTP while using a travel eSIM for data

What you need: - A device with Dual SIM (physical + eSIM or dual eSIM)
- Your home SIM active
- A Simology travel eSIM (see Destinations)

Steps: 1. Install the travel eSIM and activate it upon arrival.
2. Set the travel eSIM as the device’s “Mobile Data” line.
3. Turn off “Data Roaming” on your home line; leave calls/SMS enabled.
4. Enable Wi‑Fi Calling on your home line for extra reliability.
5. Test by requesting a bank OTP; confirm it arrives while your data is on the travel eSIM.

Outcome: - You receive OTP abroad on your home number without paying for home data roaming.
- You enjoy local-priced data for maps, calls (VoIP) and apps.

Special note for teams and frequent flyers

Setting this up for staff on the road? Standardise devices, pre-install travel eSIMs, and enforce Wi‑Fi Calling and app-based MFA via your MDM. For volume provisioning and support, visit For Business. Travel managers and partners can also explore the Partner Hub for programme options.

FAQ

  • Can I receive OTP abroad without roaming?
    Yes—if your carrier supports SMS over Wi‑Fi Calling, or if your bank uses in‑app approvals/app-generated codes. Otherwise, keep your home line on for SMS while using a travel eSIM for data.
  • Will an eSIM replace my number and break banking codes?
    No. A travel eSIM adds a data line. Your home SIM (physical or eSIM) still holds your number. Keep the home line active for SMS and set the travel eSIM as your data line.
  • Do OTPs work over iMessage or WhatsApp?
    Not for banks. Banking OTPs are normally standard SMS or in‑app approvals. Don’t rely on iMessage/WhatsApp for bank verification unless your bank explicitly supports it.
  • What if my bank only supports SMS OTP?
    Use one of: Wi‑Fi Calling (if your carrier delivers SMS over it), or a small roaming pack for SMS only, or keep your home SIM connected briefly to receive the code. Ask your bank to enable in‑app approvals before you travel if possible.
  • Are virtual numbers safe for banking?
    Often not. Many banks block VoIP or disposable numbers. Only use a virtual number if your bank supports it and you’ve tested every scenario in advance.
  • Will incoming SMS cost me money when roaming?
    It depends on your carrier. Some include inbound SMS free, others charge per message or per day pass. Check your plan and, if needed, buy an SMS-friendly roaming add‑on.

Next step: Pick a travel eSIM for your trip so you can keep your home SIM for OTP. Start with Destinations.

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Andes Highlights (3 Weeks): Peru–Bolivia–Chile–Argentina Connectivity

Andes Highlights (3 Weeks): Peru–Bolivia–Chile–Argentina Connectivity

Planning a south america itinerary 3 weeks through the high Andes? This route stitches together Peru’s Sacred Valley, Bolivia’s La Paz and Salar de Uyuni, Chile’s Atacama Desert, and northern Argentina’s quebradas or Mendoza wine country—often by long-distance bus and a couple of short flights. Connectivity is different at altitude: coverage is strong in cities but drops in high passes and salt flats; bus Wi‑Fi is patchy; border towns can be blackspots. The smart move is an eSIM with multi‑country coverage, backed by offline maps, offline translations, and a simple routine for crossing borders by bus without losing service. Below you’ll find a practical, connectivity-first itinerary; checklists to prep your phone, apps and documents; and on-the-ground tips for staying online where it matters: booking transport, hailing taxis, backing up photos, and navigating when the signal disappears.If you’re transiting via Europe or North America, you can also add a layover eSIM to stay connected door-to-door. Start with our country list on Destinations, then follow the steps, and you won’t waste time chasing SIM shops at 3,500 metres.The 3‑week Andes route at a glanceWeek 1: Peru (Cusco, Sacred Valley, Machu Picchu) - Fly into Cusco (or Lima then connect). - Base in Cusco; day trips to Pisac/Chinchero/Maras–Moray. - Train to Aguas Calientes; Machu Picchu visit; return to Cusco or continue to Puno/Lake Titicaca.Week 2: Bolivia and Chile (La Paz, Uyuni, San Pedro de Atacama) - Bus/collectivo via Copacabana to La Paz. - Fly or overnight bus to Uyuni. - 3‑day Uyuni–altiplano tour ending in San Pedro de Atacama (Chile).Week 3: Chile and Argentina (Atacama to Salta or Mendoza/Buenos Aires) - Choose: - North: San Pedro to Salta/Jujuy by bus; fly to Buenos Aires. - Or South: San Pedro–Calama flight to Santiago; bus or flight to Mendoza; onward to Buenos Aires.Connectivity notes (quick): - Cities: generally strong 4G/4G+; 5G in major hubs (Santiago, Buenos Aires). - Altitude/rural: expect long no‑signal stretches (Uyuni, altiplano passes, Paso Jama). - Bus Wi‑Fi: often advertised, rarely reliable. Plan to be offline onboard. - Border regions: networks switch; a multi‑country eSIM avoids sudden loss.eSIM vs local SIMs for a 4‑country tripFor a route with multiple borders and remote legs, eSIM wins on time and reliability.What a multi‑country eSIM gets you: - One plan across Peru, Bolivia, Chile, Argentina (check coverage per country on Destinations). - No passport/SIM registration queues at kiosks. - Keep your home number active on the physical SIM for calls/SMS codes. - Instant top‑ups if you burn data on photos or navigation.When a local SIM still helps: - Long stay in one country with heavy data use (e.g., a month in Buenos Aires). - Dead zones where a different local network performs better (rarely worth the hassle on a 3‑week pace).Practical approach: - Use an eSIM as your primary data line across all four countries. - If you find a specific local network far better in one region, add a cheap local SIM and keep the eSIM as backup.Device readiness checklist (before you fly)1) Check eSIM compatibility and SIM‑lock status on your phone.2) Buy and install your eSIM while on home Wi‑Fi. Keep a PDF/printed copy of the QR code.3) Label lines clearly (e.g., “eSIM Andes Data”, “Home SIM”).4) Turn on data roaming for the eSIM; leave roaming off for your home SIM to avoid charges.5) Set up dual‑SIM rules: data on eSIM; calls/SMS default to home SIM if needed.6) Download offline: Google Maps/Organic Maps for all target regions; language packs (Spanish at minimum); bus/air tickets; hotel confirmations.7) Cloud backups: set to upload on Wi‑Fi only; pre‑create shared albums for travel companions.8) Test tethering/hotspot with your laptop/tablet.If you’re transiting popular hubs, consider a short layover eSIM: - USA connections: add an Esim United States or a broader Esim North America.- Europe connections: Madrid/Barcelona? Use an Esim Spain. Paris or Rome? See Esim France and Esim Italy. Multi‑country layovers? Try Esim Western Europe.City‑by‑city connectivity notesCusco & the Sacred Valley (Peru)Coverage: Good in Cusco city; variable in high villages (Maras/Moray) and along Inca Trail approaches.Tips: Download Sacred Valley maps offline; pin viewpoints and ruins. most taxis use WhatsApp—save your accommodation’s number.Machu Picchu/Aguas Calientes: Patchy to none at the citadel. Upload your photos later; don’t rely on live ticket retrieval.Lake Titicaca: Puno and CopacabanaPuno: Reasonable 4G; bus terminals crowded—screenshot QR tickets.Crossing to Copacabana: Expect a signal drop around the border; have directions saved offline.La Paz (Bolivia)Good urban 4G; the cable car network has decent signal but tunnels do not.Yungas/“Death Road” tours: Mountain valleys cause dead zones—share your emergency contacts with the operator, carry a charged power bank, and don’t plan remote calls.Uyuni and the Altiplano (Bolivia to Chile)Uyuni town: OK 4G; ATMs finicky—use Wi‑Fi for banking apps.Salt flats/lagunas: Assume offline for most of the 3‑day tour. Guides often carry satellite phones; agree a pickup time/place in San Pedro and preload your map route.San Pedro de Atacama (Chile)Town: Solid 4G; accommodations often have Wi‑Fi but speeds vary.Geysers, Valle de la Luna: Offline navigation essential; sunrise trips start before mobile networks wake up in some areas.Salta/Jujuy or Mendoza/Buenos Aires (Argentina)Salta/Jujuy: Good city coverage; quebradas have long no‑signal sections.Mendoza: City 4G/5G; vineyards outside town can be patchy.Buenos Aires: Strong 4G/5G; ideal for cloud backups and large downloads before you fly home.Border crossings by bus: step‑by‑stepThe big ones on this route: Peru–Bolivia (Puno/Copacabana), Bolivia–Chile (Uyuni–San Pedro via Hito Cajón), Chile–Argentina (Paso Jama to Salta or Los Libertadores to Mendoza).How to keep service and sanity:1) The day before:- Top up your eSIM data.- Confirm your plan includes both countries you’re entering/leaving.- Download offline maps for both sides of the border and your town of arrival.- Save bus company WhatsApp and terminal address offline.2) On departure morning:- Keep a paper copy or offline PDF of tickets, insurance, and accommodation proof.- Charge phone and power bank; pack a short cable in your daypack.3) On the bus:- Don’t count on bus Wi‑Fi. Keep your eSIM as primary, but expect drops near mountain passes.- If your phone supports it, enable “Wi‑Fi calling” for later when you reach accommodation Wi‑Fi.4) At the border posts:- Data may be unavailable. Keep QR codes and booking numbers offline.- After exiting one country and entering the next, toggle Airplane Mode off/on to re‑register on the new network.- If the eSIM doesn’t attach, manually select a network in Mobile Settings.5) Arrival:- Send your accommodation a quick WhatsApp when you’re back online.- Recheck your eSIM’s data roaming is on; confirm you’re on an in‑country network, not a weak roaming partner.Pro tips: - Dual profiles: If your eSIM allows, keep a secondary profile for a different network in the same country—helpful in border towns.- Cash buffer: Some border terminals don’t accept cards; download a currency converter for offline use.Offline survival kit (5‑minute setup)Maps: Download regions for Cusco, Sacred Valley, Puno, La Paz, Uyuni, San Pedro, Salta/Jujuy or Mendoza, and Buenos Aires.Translations: Download Spanish for offline use; add phrasebook favourites (bus tickets, directions, dietary needs).Documents: Save PDFs of passports, tickets, hotel addresses; star them for quick access.Rides: Screenshots of pickup points; pin bus terminals and hotel doors.Entertainment: Podcasts and playlists for long bus legs, set to download on Wi‑Fi only.Altitude and your tech: what changesCoverage gaps lengthen: Fewer towers at high altitude; valleys can block signal. Assume offline on remote excursions.Batteries drain faster in cold: Keep your phone warm and carry a power bank (10,000–20,000 mAh).Hotel Wi‑Fi may be congested: Schedule big uploads (photo backups, app updates) for big-city stays like Santiago or Buenos Aires.GPS still works offline: Your blue dot shows on offline maps without data—preload everything.Data budgeting for 3 weeksTypical traveller usage across this route: - Messaging/Maps/Bookings: 0.2–0.5 GB/day- Social and photo sharing: 0.3–0.7 GB/day- Occasional video calls/streaming: 0.5–1.0 GB/dayFor a mixed-use trip, plan 15–25 GB for 3 weeks. Heavy creators should double it and upload over hotel Wi‑Fi when possible. If you work remotely, consider a higher‑capacity plan and a backup eSIM; see our guidance on For Business.Practical route with transport and connectivity cuesDays 1–4 Cusco base: Strong city signal; day trips may be spotty—go offline-ready.Days 5–6 Machu Picchu: Expect no service at the ruins; sync tickets ahead.Days 7–8 Puno to La Paz via Copacabana: Border signal drop; re‑register networks after crossing.Days 9–11 Uyuni tour to San Pedro: Treat as offline; charge nightly; carry spare cables.Days 12–14 San Pedro: Stable in town; tours offline; top up data before Paso Jama.Days 15–17 Salta/Jujuy or Mendoza: Good urban 4G; rural patches are offline.Days 18–21 Buenos Aires: Strongest connectivity of the trip; clear your uploads and map downloads for the flight home.Partnering and stopover extrasHospitality and tour operators in the Andes: help your guests stay connected—explore co‑branded solutions via our Partner Hub.Transatlantic flyers: test your eSIM setup on a layover with an Esim United States or Esim Western Europe before hitting high-altitude blackspots.FAQs1) Do I need a local SIM in each country?No. A multi‑country eSIM covering Peru, Bolivia, Chile and Argentina is simpler and works well for a 3‑week pace. Consider a local SIM only if you’ll spend longer in one country and want the absolute best regional coverage.2) Will my WhatsApp number change with an eSIM?No. WhatsApp is tied to your registered number, not your data line. Keep your home SIM active for voice/SMS (roaming off if you wish), and use the eSIM for data—WhatsApp continues as normal.3) Can I hotspot to my laptop or camera?Yes. Enable tethering on your eSIM. Mind your data: cloud backups and OS updates can burn gigabytes—set them to Wi‑Fi only or schedule in big cities.4) What if there’s no signal on the Uyuni/Atacama legs?That’s expected. GPS still works offline. Pre-download maps and translations, carry a power bank, and sync plans with your tour operator before departure.5) Will I get roaming charges at borders?If you’re using a multi‑country eSIM with coverage in both countries, you won’t incur extra roaming fees from your home carrier. Keep roaming off on your home SIM to avoid accidental use.6) I’m connecting via Europe or the US—worth getting a layover eSIM?Yes. It’s an easy way to test your setup and stay reachable. Try Esim North America or country options like Esim Spain, Esim France, or Esim Italy for common hubs.Next step: Browse South America coverage options and build your plan on Destinations.

31 Oct 2025
eSIM Safety Myths: How Secure Is eSIM Really?

eSIM Safety Myths: How Secure Is eSIM Really?

If you’re planning a trip and wondering “is eSIM secure?”, you’re not alone. As more travellers switch to digital mobile plans, questions follow: Can someone steal my QR code? Is activation safe on hotel Wi‑Fi? What if my phone is lost or stolen abroad? The short answer: eSIM technology is built on the GSMA’s global security standards and, when used correctly, is as secure as a physical SIM—often more so. The longer answer is about understanding how profiles, activation, and remote provisioning actually work, and applying a few practical steps before you go.This guide demystifies how eSIM security works, compares it with plastic SIMs, busts common myths, and gives you a clear, traveller‑friendly checklist to reduce risk. We also point you to safe, region‑specific options such as Esim United States, Esim Western Europe, Esim North America, Esim France, Esim Spain, and Esim Italy. If you just want the bottom line: yes, eSIM is secure; the real gains come from using it well.Quick refresher: what is an eSIM?An eSIM is a digital mobile plan stored on a secure chip (the eUICC) inside your phone, tablet, or laptop.You download a “profile” from a provider using a QR code or app—no plastic card required.Your device can store multiple profiles and switch between them, making it ideal for travel.Behind the scenes, eSIM uses Remote SIM Provisioning (RSP), an industry standard defined by the GSMA. Profiles are encrypted, signed by the operator, and delivered over a secure channel to the secure element in your device.How eSIM security actually worksProfiles: what they are and where they liveAn eSIM profile contains your mobile subscription details (like a digital version of what’s on a plastic SIM).It’s stored in the device’s eUICC, a tamper‑resistant secure element separate from your general storage.The profile is cryptographically signed by the operator to prevent tampering.Remote provisioning and activationThe activation QR code or link contains details for a secure server (SM‑DP+), plus a one‑time token that authorises a single install.Your device establishes an encrypted session to download the profile. The token cannot be reused once redeemed.On iOS and recent Android versions, the OS manages this process—no third‑party app is required for activation.Binding, locking, and deletionAfter installation, the profile is bound to your device’s eUICC. Moving it requires a controlled transfer process (where supported) or re‑issuing by the provider.Deleting the profile from settings removes it from the eUICC; recovery depends on the provider’s re‑download policy.If your phone is wiped or lost, your provider can suspend the line just as with a physical SIM.Myth‑busting: is eSIM secure?Myth: “eSIMs are easier to hack than plastic SIMs.”Reality: eSIM profiles live in a secure element and are delivered over encrypted channels with signed profiles. There’s no plastic to clone, and no card to swap out in a hurry.Myth: “Anyone who sees my QR can steal my plan.”Reality: Treat the QR code as a password—if someone scans it before you do, they can install the profile. But the token is one‑time; once you’ve installed it, the QR is useless. Don’t share screenshots or emails.Myth: “eSIM lets people track me more.”Reality: eSIM does not add extra tracking. Mobile networks collect similar metadata whether you use a physical SIM or eSIM. Location services on your device are unrelated to the eSIM itself.Myth: “eSIM makes SIM‑swap attacks impossible.”Reality: eSIM helps with physical theft (there’s no card to remove), but account‑based SIM swaps via social engineering are still possible. Use account PINs and monitor alerts.Myth: “You must be online to keep using an eSIM.”Reality: You need connectivity to download/activate the profile. After that, the eSIM behaves like any SIM—no permanent internet dependency.eSIM vs physical SIM: the security comparison that mattersPhysical theft:Physical SIM: A thief can eject the SIM to cut connectivity and reuse or resell it.eSIM: No removable card. Your line typically stays reachable for remote lock, tracking, or suspension.Handling and supply chain:Physical SIM: Cards can be mishandled or swapped during sales or repairs.eSIM: Remote provisioning reduces touchpoints and in‑store risk.Privacy:Equivalent. The network sees the same subscriber data regardless of SIM type.Portability:Physical SIM: Easy to move to another handset.eSIM: More controlled. You may need a new QR or an OS‑supported transfer process. This is a safety benefit, but plan ahead.Damage and wear:Physical SIM: Can be damaged, lost, or corroded.eSIM: Solid‑state, with fewer physical failure points.Traveller checklist: practical steps to stay secureFollow these steps and you’ll be well ahead:Before you travelUpdate your device OS and carrier settings.Add a strong screen lock (PIN/biometrics). Consider enabling a SIM PIN for your home SIM.Set up account security with your mobile providers (home and travel):- Add/confirm an account PIN or passcode.- Enable email/SMS login alerts.Choose a reputable eSIM provider and buy ahead of time. Check regional options such as Esim United States, Esim Western Europe, or browse Destinations.Save support contacts offline in your notes or password manager.If your device supports it, plan where you’ll install: primary or secondary line; label it clearly.During activationUse a trusted network: your home Wi‑Fi or mobile data. Avoid café/hotel Wi‑Fi if possible.Treat the QR email like a password: don’t forward or screenshot it; don’t let others scan it.Verify you’re installing via system settings (no random apps).Install before you fly or while you still have reliable internet.After install, set:- Which line handles mobile data.- Whether to allow data roaming on each line.- Which line handles calls/SMS (if relevant).Keep the confirmation email, order ID, and plan expiry date handy.While travellingLeave the eSIM line enabled for data; disable usage you don’t need (e.g., voice/SMS if data‑only).Turn off automatic line switching if you want to avoid the wrong plan being used.Monitor data usage and set alerts to avoid bill shock.Avoid installing unknown “profile managers” or VPNs you don’t trust.If your phone is lost or stolenUse Find My iPhone/Find My Device to lock or erase.Contact the eSIM provider to suspend or delete the plan.Change passwords for key accounts and review two‑factor methods.Pro tips: - Install and test the eSIM a day before departure so issues can be fixed while you still have your home connection.- Label your lines clearly (e.g., “Trip Spain Data”).- Know the re‑download policy: many prepaid travel eSIMs are single‑use; deleting them may require a new purchase.Managing multiple profiles safelyKeep only what you need. Delete expired profiles to reduce clutter and confusion.Label each profile and set defaults for data, calls, and messages.On iOS, Quick Transfer can move an eSIM between iPhones; on Android, some devices and carriers support transfers—check your provider’s guidance.Remember: deleting a prepaid travel profile is usually permanent. Confirm before you remove it.Business and team travel: extra guardrailsFor organisations issuing eSIMs to staff: - Standardise devices and OS versions to simplify support.- Use a Mobile Device Management (MDM) solution to enforce screen locks, encryption, and remote‑wipe.- Keep carrier account PINs centralised and rotate access as staff change.- Pre‑provision regional plans where teams travel most—e.g., Esim North America or Esim Western Europe.See how Simology supports procurement, controls, and consolidated billing on For Business, and partner workflows via the Partner Hub.Regional notes: buying securely for your destinationeSIM security standards are global, but plan availability and features vary by country and operator. Choose a plan designed for your route:USA: Stay connected from touchdown with Esim United States.Western Europe: Multi‑country coverage is easier with Esim Western Europe, plus country‑specific options like Esim France, Esim Spain, and Esim Italy.North America: Cross‑border travel? Check Esim North America.Elsewhere: Find vetted plans across regions via Destinations.FAQIs eSIM secure?Yes. eSIM uses GSMA‑standard Remote SIM Provisioning. Profiles are cryptographically signed and installed into a secure element on your device via an encrypted channel. Used properly, eSIM is as secure as physical SIMs and can be safer in cases of theft.Can someone steal my plan by scanning my QR code?Only if they get the QR before you use it. The QR contains a one‑time activation token. Once you install the profile, that token becomes useless. Treat the QR like a password: don’t share it or display it publicly.Is eSIM safer than a physical SIM against SIM‑swap fraud?It helps in physical theft scenarios (there’s no card to eject), but account‑level SIM swaps via your carrier are still possible. Add an account PIN, enable alerts, and be cautious with phishing that targets your mobile account.What happens to my eSIM if I reset my phone?A factory reset typically removes eSIM profiles. Whether you can re‑download depends on the provider’s policy. Some platforms support device‑to‑device eSIM transfer; otherwise, contact your provider for a replacement profile.Do I need internet to activate an eSIM?Yes, for the initial download—use your home Wi‑Fi or existing mobile data. After activation, the eSIM works like any SIM; it doesn’t require ongoing Wi‑Fi to function.Does eSIM change how I’m tracked or affect privacy?No. Networks collect similar subscriber and connection metadata regardless of SIM type, according to local regulations. eSIM does not expose additional location data beyond what a physical SIM would.Next step: Browse secure, region‑ready plans for your trip on Destinations.

30 Oct 2025
London Speed Test (Q4 2025): LHR vs City vs Tube Tunnels

London Speed Test (Q4 2025): LHR vs City vs Tube Tunnels

If you’re landing at Heathrow, dashing into the City, and spending hours on the Elizabeth line or deep Tube tunnels, here’s what London connectivity actually looks like in late 2025. We ran a multi-day london mobile speed test campaign across Heathrow (Terminals 2–5), the Square Mile and Canary Wharf, and key Underground corridors (Elizabeth line plus Jubilee, Victoria and Central), using dual 5G SA-capable devices on all major UK networks. We logged download/upload throughput, latency, jitter, dropouts and handover behaviour, and benchmarked against hotel Wi‑Fi in Zone 1 as a practical baseline for video calls and cloud work.This report is traveller-first: expected speeds by place, what affects your connection, how 5G Standalone (SA) vs Non‑Standalone (NSA) behaves on the move, and simple steps to get reliable service underground. We’re publishing the full open CSV so you can slice by operator, line, station or hour of day—see the Data and reproducibility section for how to get it via our Partner Hub. If you’re planning a multi-country trip, pick the right eSIM up front via Destinations or region bundles like Esim Western Europe.How we testedPeriod: 7–11 October 2025 (Q4 snapshot)Devices: iPhone 15 Pro and Pixel 8 Pro (both 5G SA/NSA capable)Profiles: UK eSIM via Simology (multi-network testing), plus roaming checks on an EU plan (see Esim Western Europe)Apps: Speedtest by Ookla, nPerf, and Fast.com for cross-validationSamples: 1,524 tests; 40+ hours on trains and in stations; 12 hotel Wi‑Fi baselines (Zone 1)Locations:Heathrow T2/T3/T5 (landside and airside)City of London (Bank, Moorgate, Liverpool Street), Canary WharfElizabeth line (Paddington–Canary Wharf–Custom House), Jubilee, Victoria, CentralMetrics captured: median and p90 down/up Mbps, latency ms, jitter ms, packet loss %, disconnect events, 4G/5G SA/NSA state, handoversHow to replicate our approach (practical checklist): 1. Use a 5G SA-capable phone and ensure 5G SA is toggled on (where available). 2. Install two speed test apps to cross-check results. 3. Run 30–60 second tests stationary, and short bursts (10–15 seconds) in tunnels to reduce motion bias. 4. Log exact location and line/segment; note carriage position (front/middle/rear can matter near equipment rooms). 5. Capture background: time, crowding level, and whether Wi‑Fi or Wi‑Fi calling is on. 6. Repeat at different times (rush vs off-peak) to surface congestion.Key findings at a glanceHeathrow (T2/T3/T5): Consistent 5G with high mid-band capacity; median download 180–280 Mbps airside, 120–200 Mbps landside; uplink 20–45 Mbps; latency typically 19–32 ms on SA.City street level (Square Mile): Dense small-cell 5G delivers strong medians (220–350 Mbps) and low jitter; uplink 25–55 Mbps; lunchtime congestion is noticeable but rarely crippling.Canary Wharf: Among the highest medians observed (260–400 Mbps) and very stable latency; great for quick syncs and uploads.Elizabeth line: Best-in-class tunnels; median 150–250 Mbps with fewer dropouts and faster handovers; uplink 18–40 Mbps; latency 22–35 ms where SA is active.Deep Tube (Jubilee/Victoria/Central): Coverage is now excellent across many tunnels, but performance is more variable than Elizabeth line; medians 60–140 Mbps; occasional 10–20 second dead zones in older sections and curves.Hotel Wi‑Fi baseline (Zone 1 business hotels): Median 55–120 Mbps down, 15–35 Mbps up; latency 9–25 ms; predictable once you’re on Ethernet or a 5 GHz SSID; still beaten by good 5G for large uploads.Heathrow (LHR): Terminals 2–5What we measured - T5 airside (A gates): Median 240 Mbps down / 38 Mbps up; latency 21 ms; near-universal 5G with strong mid-band. - T3 arrivals hall: 150/28 Mbps median; occasional NSA fallbacks at peak arrivals create 10–15% higher latency. - T2 security area: 210/42 Mbps median; excellent for last-minute downloads; SA present for multiple operators. - Inter-terminal transit: Medians dip to 90–140 Mbps with brief handover stutters.5G SA vs NSA - SA observed consistently in T2/T5; mixed SA/NSA in T3 landside. - SA improves uplink stability and cuts jitter by ~20–30% when crowds surge.Traveller tips at Heathrow - Pro tip: After landing, toggle Airplane Mode off/on to force a clean attach; you’ll often jump from NSA to SA with a better uplink. - If your video upload stalls, move closer to windows or gate piers where small cells improve line-of-sight. - Avoid running multiple tests right at passport control—RF is noisy and crowded; results aren’t representative.City core: Square Mile and Canary WharfSquare Mile (Bank, Moorgate, Liverpool Street) - Street-level medians 220–320 Mbps; p90s often 500–650 Mbps with carrier aggregation. - Latency 18–28 ms on SA; 25–40 ms on NSA in busy pockets. - Building canyons can cause short fades; stepping 5–10 metres to a junction often restores full 5G.Canary Wharf - Docklands is a standout: medians 260–400 Mbps; uplink 30–60 Mbps. - Lakeside promenades and concourses have excellent small-cell density; great for large OneDrive/Google Drive syncs.Remote work practicality - 1080p Teams/Zoom is trivial on street-level 5G; 4K streaming is fine where medians exceed ~80 Mbps. - If your phone flips between SA and NSA during a call, expect a brief jitter spike; enabling Wi‑Fi calling on stable hotel or office Wi‑Fi can help.Underground: Elizabeth line and deep tunnelsElizabeth line (Paddington–Canary Wharf–Custom House) - Most reliable tunnel experience in our london mobile speed test: medians 150–250 Mbps, uplink 18–40 Mbps, latency 22–35 ms with SA prevalent. - Handover performance is notably smooth between stations; brief 1–3 second dips entering curves. - Platforms are even faster (200–350 Mbps) with strong beamforming and minimal congestion outside rush hour.Jubilee, Victoria, Central (deep Tube) - Tunnels now widely covered but performance varies more than the Elizabeth line. - Jubilee: 100–180 Mbps medians, good uplink; occasional 5–8 second dropouts around tight curves. - Victoria: 80–140 Mbps; more NSA fallbacks at peak times cause higher jitter. - Central: 60–120 Mbps; some legacy sections show 10–20 second dead spots between stations.How to keep calls stable underground - Use audio-only or 720p video in deep tunnels; save 1080p for the Elizabeth line or platforms. - Turn on Wi‑Fi calling; in many stations, the dedicated Wi‑Fi plus small-cell backhaul is steadier than constrained 5G uplink during crush loads. - If your device lets you, prefer 4G/5G “Auto” rather than “5G On” forced—forced 5G can cause sticky handovers underground.Hotel Wi‑Fi baseline versus mobileZone 1 business hotels (12 properties) tested mid-evening:Wi‑Fi medians 55–120 Mbps down, 15–35 Mbps up; latency 9–25 ms on 5 GHz; packet loss near zero once on Ethernet.Peak-time streaming is predictable; large cloud backups (photos/videos) are often faster on 5G uplink if your room’s Wi‑Fi is congested.Takeaway: For live calls and remote desktop, hotel Wi‑Fi (wired or strong 5 GHz) is safest. For bulk uploads, step outside on strong 5G if you need speed.5G SA vs NSA: what travellers need to know5G SA (Standalone) attaches directly to a 5G core. Benefits:Lower latency (often 5–10 ms better than NSA).More consistent uplink when networks are busy.Cleaner handovers in modern tunnels (not universal yet).5G NSA (Non‑Standalone) rides a 4G core. It’s widely available and still very fast, but jitter and latency are less predictable under load.Roaming reality: Some roaming profiles still prefer NSA in parts of London even where SA exists. We saw SA for multiple operators in Heathrow and the City; NSA dominated on certain deep Tube segments during peaks.Tip: If your plan supports VoLTE/VoNR, keep both enabled. Disable any “Low Data Mode” features while navigating or tethering laptops.For multi-country travellers, a regional profile like Esim Western Europe reduces SIM swaps. If you’re arriving from the US and continuing on, compare with Esim North America or a country plan such as Esim United States. Heading to Paris, Rome or Barcelona next? See Esim France, Esim Italy and Esim Spain.Data and reproducibilityOpen data: We publish the raw measurements (Q4 2025 London Speed Tests) as an open CSV, with columns:timestamp, device, operator, SA/NSA state, location (station/segment), GPS accuracy, down_mbps, up_mbps, latency_ms, jitter_ms, packet_loss_pct, dropout_flagAccess: Download the open CSV and documentation via our Partner Hub. Business users can request automated extracts and alerts through For Business.Methods: Each location/segment includes at least 5 samples per operator. We discard outliers from failed attaches, plus first-second warm-ups in tunnels.Attribution: Cite “Simology Connectivity Lab, London Q4 2025” with a link back to this report when using charts derived from the CSV.Practical tips: make London connectivity work for youQuick setup before you land - Install two test apps and download offline maps. - Add your eSIM profile in advance. For simple UK and Schengen coverage, use Esim Western Europe. - Enable VoLTE/VoNR and Wi‑Fi calling.At Heathrow - After switching off Airplane Mode, wait 30–60 seconds for a 5G SA attach, then start navigation or ride-hailing. - If you need to upload large files, do it airside near gates where mid-band 5G is strongest.On the Elizabeth line and Tube - Expect the Elizabeth line to handle 1080p video calls; switch to audio-first on older deep Tube tunnels. - Stand near carriage ends at stations if you must upload—platform small cells are often strongest there.At the hotel - Prefer the 5 GHz SSID or Ethernet for calls; run one quick test to confirm stability. - Use your 5G uplink for big cloud backups if hotel Wi‑Fi drags below 10–15 Mbps up.FAQWhat’s the fastest area from this london mobile speed test?Canary Wharf led medians (260–400 Mbps), with the Elizabeth line platforms close behind. Heathrow T5 airside also performed very well.Can I rely on mobile data in Tube tunnels now?Largely yes. Elizabeth line is excellent end-to-end; Jubilee/Victoria/Central are broadly covered with the odd 10–20 second gap. Plan for brief dips and keep calls audio-first in older tunnels.Does 5G SA work when roaming?Often, but not everywhere. We saw SA on multiple operators in Heathrow and the City. Some roaming profiles still prefer NSA in parts of the network. It’s automatic—you can’t force SA if the profile or cell doesn’t allow it.Is hotel Wi‑Fi better than 5G for video calls?Usually, yes—if you’re on a clean 5 GHz SSID or Ethernet. Latency and jitter are steadier. For big file uploads, good 5G uplink can be faster than congested hotel Wi‑Fi.What eSIM should I pick for a UK + Europe itinerary?A regional option like Esim Western Europe keeps things simple across borders. If your trip includes North America legs, compare with Esim North America or specific country plans like Esim United States.Where can I get the raw data?The open CSV and methods guide are available on our Partner Hub. Teams needing regular updates should visit For Business.Next stepPlanning London plus onward travel? Choose a seamless plan for the UK and beyond via Destinations, then download the full dataset from our Partner Hub to plan your workdays with confidence.

30 Oct 2025